---
title: "存股與配息：真人怎麼說"
canonical: https://voices.penguindriver.com/t/dividend-investing
markdown: https://voices.penguindriver.com/t/dividend-investing.md
retrieved: 2026-09-28
language: zh-Hant-TW
content_sha256: 4f3f490a5d8a4eb27ecf4e9a95cea0ceaf2deaadd53490dbba6baab5b93ed75f
cite: https://voices.penguindriver.com/cite?path=%2Ft%2Fdividend-investing
sources:
  - https://news.ycombinator.com/item?id=12043412
  - https://money.stackexchange.com/questions/106177/do-people-still-contribute-to-their-employer-retirement-accounts-iras-while-doi
  - https://news.ycombinator.com/item?id=31545167
  - https://money.stackexchange.com/questions/72778/does-the-p-e-ratio-of-reits-matter-for-dividend-investing
  - https://news.ycombinator.com/item?id=9692806
  - https://money.stackexchange.com/questions/50241/considering-investing-in-chn-as-a-dividend-stock
  - https://news.ycombinator.com/item?id=9542493
  - https://money.stackexchange.com/questions/47121/investing-in-income-stocks-for-dividends-worth-it
  - https://news.ycombinator.com/item?id=8109426
  - https://money.stackexchange.com/questions/50182/risks-associated-with-investing-in-dividend-paying-stocks-for-short-term-income
  - https://www.ptt.cc/bbs/Stock/M.1787109682.A.537.html
  - https://news.ycombinator.com/item?id=34795708
  - https://sh.itjust.works/post/44226468
  - https://www.ptt.cc/bbs/Stock/M.1785675551.A.1D6.html
  - https://news.abolish.capital/post/71120
  - https://www.ptt.cc/bbs/Stock/M.1785673873.A.FE1.html
  - https://sh.itjust.works/post/37912874
  - https://www.ptt.cc/bbs/Stock/M.1785057300.A.1E7.html
  - https://sh.itjust.works/post/9851539
  - https://www.ptt.cc/bbs/Stock/M.1782830681.A.999.html
---

# 存股與配息：真人怎麼說

## 台灣真人心得（0）
（尚無）

## ChatGPT 問世前的真人討論
- [Improving Capital One Investing: Dividend Notifications with Python and Selenium](https://news.ycombinator.com/item?id=12043412) — Hacker News，2016-07-06，1 分，可信度高，ChatGPT 問世前
- [Do people still contribute to their Employer retirement accounts/ IRAs while doing dividend investing?](https://money.stackexchange.com/questions/106177/do-people-still-contribute-to-their-employer-retirement-accounts-iras-while-doi) — Stack Exchange · money，2019-03-08，1 分，可信度高，ChatGPT 問世前
  > I was looking into dividend investing for a passive income for the far future. My question is, do people still contribute to their Employer retirement accounts/ IRAs while doing this? Do they contribute up to the match …
- [I’m starting a weekly newsletter for Dividend Investors](https://news.ycombinator.com/item?id=31545167) — Hacker News，2022-05-29，1 分，可信度高，ChatGPT 問世前
  > I am just launching the newsletter as a passion project. If you’re into dividend investing feel free to sign up https:&#x2F;&#x2F;dividendsweekly.com&#x2F;.
- [Does the P/E ratio of REITs matter for dividend investing?](https://money.stackexchange.com/questions/72778/does-the-p-e-ratio-of-reits-matter-for-dividend-investing) — Stack Exchange · money，2016-11-17，5 分，可信度高，ChatGPT 問世前
  > When buying REITs, one essentially looks for the dividend yield (last dividend vs. current share price). If it's an established fund, does it really matter what's the P/E ratio if one capitalizes on the dividend yield? …
- [I quit the tech industry](https://news.ycombinator.com/item?id=9692806) — Hacker News，2015-06-10，0 分，可信度高，ChatGPT 問世前
  > Matter of perspective I guess. When I looked at my early mortgage payments and 85% of the payment was interest so after 10 years I would have barely paid down the principle at all. To me, that feels like waste. I invest…
- [Considering investing in CHN as a dividend stock](https://money.stackexchange.com/questions/50241/considering-investing-in-chn-as-a-dividend-stock) — Stack Exchange · money，2015-07-28，3 分，可信度高，ChatGPT 問世前
  > I've been looking at investing in another dividend stock, and I have been using dividata.com to do some research. I have found several stocks that I am interested in that have a roughly 9% or 10% dividend yield. I also …
- [Verizon to Buy AOL for $4.4B](https://news.ycombinator.com/item?id=9542493) — Hacker News，2015-05-14，0 分，可信度高，ChatGPT 問世前
  > I think companies should remain focused on their core product. If you find yourself in a buggy whip industry the best thing to do, IMO, is to reduce expenses as much as possible and return as much profit as possible to …
- [Investing in income stocks for dividends - worth it?](https://money.stackexchange.com/questions/47121/investing-in-income-stocks-for-dividends-worth-it) — Stack Exchange · money，2015-04-20，7 分，可信度高，ChatGPT 問世前
  > I currently have a 401k that I'm maxing out for this year ($18,000) and a Roth IRA that I'm maxing out ($5,500). I'm a bit behind on investments, but because of my income I think that I can play a bit of catch up in thi…
- [What was your best passive income in 2014?](https://news.ycombinator.com/item?id=8109426) — Hacker News，2014-07-31，0 分，可信度高，ChatGPT 問世前
  > True. But, as I said before, my strategy is about mitigating risk and increasing control over the outcome. To get that 700% increase in Tesla, you would've had to get in early; and how do you know at that point that the…
- [Risks associated with investing in dividend paying stocks for short term income. Alternatives?](https://money.stackexchange.com/questions/50182/risks-associated-with-investing-in-dividend-paying-stocks-for-short-term-income) — Stack Exchange · money，2015-07-25，8 分，可信度高，ChatGPT 問世前
  > I will be leaving my place of employment in the near future to run and grow my small business full-time. After assessing my expenses I'm expecting to be in the red $300-$400 a month for the next 1-2 years. Personally, I…

## 近期討論
- [請益 小白台股ETF存股請益](https://www.ptt.cc/bbs/Stock/M.1787109682.A.537.html) — PTT · Stock，2026-08-19，59 分，可信度中
- [Some pros and cons of dividend investing](https://news.ycombinator.com/item?id=34795708) — Hacker News，2023-02-15，1 分，可信度低
- [How Spain put up wealth taxes - without chasing away the billionaires](https://sh.itjust.works/post/44226468) — Lemmy · canada，2025-08-16，86 分，可信度中
  > I wish there was serious discussion of a wealth tax here in Canada. It sounds like it can work: > Ortega is poised to receive a record dividend of €3.1bn (£2.7bn) this year from his shares in Zara’s parent group, Indite…
- [Re: 請益 面臨空頭時存股該獲利了解嗎？](https://www.ptt.cc/bbs/Stock/M.1785675551.A.1D6.html) — PTT · Stock，2026-08-02，9 分，可信度低
- [The Intercept Sues Trump for Selling Premium Access to Truth Social Announcements](https://news.abolish.capital/post/71120) — Lemmy · pravda_news，2026-08-12，40 分，可信度中
  > The Intercept and the Freedom of the Press Foundation sued President Donald Trump and his staff Wednesday, challenging a Trump-owned media company’s plan to monetize the president’s social media posts. The lawsuit is in…
- [請益 面臨空頭時存股該獲利了解嗎？](https://www.ptt.cc/bbs/Stock/M.1785673873.A.FE1.html) — PTT · Stock，2026-08-02，77 分，可信度中
- [Carney’s housing fix needs a dividend for millennials and Gen Z](https://sh.itjust.works/post/37912874) — Lemmy · canada，2025-05-14，38 分，可信度中
  > I _think_ Kershaw is trolling in this op-ed, but it's hard to tell. He's saying that the $14 billion planned increase to OAS for seniors will subsidize many people who are already well off. So he suggests younger Canadi…
- [新聞 抗震存股1／千張0050怎麼存？　素人大媽](https://www.ptt.cc/bbs/Stock/M.1785057300.A.1E7.html) — PTT · Stock，2026-07-26，63 分，可信度中
- [US Intro to investing - stocks, bonds, asset allocation, and account types](https://sh.itjust.works/post/9851539) — Lemmy · personalfinance，2023-11-26，30 分，可信度中
  > In this post, I'll provide a lot of basic information about investing, with links to additional reading for various concepts. Most of these concepts are not US-centric, though I will be mentioning US-specific details, s…
- [心得 奈米族存股5年半年報](https://www.ptt.cc/bbs/Stock/M.1782830681.A.999.html) — PTT · Stock，2026-06-30，4 分，可信度低

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